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What I wish had known when I came to USA

When I first came to USA 4 years back no one told me about 401K plans and IRA and others. So I was paying uncle Sam a bucket loads of money. Like USA in India there is no formal education about money in Schools and colleges. If it were not my curiosity about the latest stock market bust I wouldn't have read books about Money and wouldnt have known the basic Rule about Pay yourself first. I guess know I know the basic rules. I wonder what I wish I had known when I was young. Get Rich slowly puts it in a nice post

http://www.getrichslowly.org/blog/2009/07/31/what-we-wish-we-knew-when-we-were-younger/

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